HomeBusinessLIC New Pension Plus shows assured returnsSEDI News

LIC New Pension Plus shows assured returnsSEDI News

GoLife Insurance Corporation’s New Pension Plus Plan shows guaranteed returns. Customers can purchase the new plan as a single premium plan. There will also be a regular premium payment option. If young customers are interested in the plan, it will be especially useful for them. He will be able to plan his retirement well.

- Advertisement -

Some of the features are listed below.
# The new pension plan is a non-participating policy. (also unit related).
# From the four types of funds, the policy holder can choose the one suitable for him.
# Multiple ‘free switches’ can be availed by the policy holder for each policy year.
# If the customer chooses one premium, he will get a guaranteed addition of up to 5%.
# If he prefers regular premium, the guaranteed addition can be anywhere from 5% to 15.5%.

[আরও পড়ুন: মূলধন নিরাপদে রেখে লক্ষ্মীলাভ, জেনে নিন ক্যাপিটাল প্রোটেকশন ওরিয়েন্টেড স্কিমের কথা]

LIC believes that it is possible to build a long-term corpus using such projects. You can start at the age of twenty-five. small/occasional investors will also benefit if the scheme is launched for extended days, say insurance experts. But in this context it is better to say that customers should understand all the terms. All terms and conditions associated with the guaranteed supplement must be clearly known. They also need to know exactly how much insurance coverage they will get.

To know more about this issue, we contacted insurance expert Mr. Animesh Sen. His speech is summarized.

# If a person lives a long time (which is often the case these days), they can be at a serious disadvantage if they don’t have a large enough corpus.
# Many times we see that employees of private companies or businessmen do not have pension plans at all. They should be especially vigilant from a relatively young age.
#Build the body with dedication. Look at an annuity in your sixties or for retirement, perhaps for your entire life.
# There are almost no inflation indexed products. Many people make the mistake of taking inflation into account when calculating how much money they will need for retirement. The consequences are terrible.
# If you prepared it many days ago, the result will be good, it is expected. But this is possible only in equity, with debt
Spaces are strictly limited. If you keep money in equity-based schemes for ten, twenty or more years, the returns can be staggering. Of course, there are no guarantees, but don’t forget that.
#If you buy an annuity, buy after seeing everything. In particular, find out what benefits a spouse (the wife or husband who survives the client’s death) may receive.

[আরও পড়ুন: আর্থিক লক্ষ‌্যপূরণে পরিশ্রমের বিকল্প নেই, শিখে নিন লগ্নির সহজপাঠ]